Registered Investment Advisor
Protecting & Growing Your Settlement
You fought hard for this settlement. Somos Financial Partners specializes in helping personal injury settlement beneficiaries turn a one-time settlement into lifelong financial security.
The Challenges You Face
A settlement is a one-time event. The money has to last a lifetime.
Complex, Long-Term Decisions
A lump sum can require immediate, life-altering financial decisions — often while you are still recovering.
Risk of Depletion
Without a well-structured plan, settlement funds can disappear through taxes, spending, and lack of growth.
Long-Term Security
Your settlement may need to cover medical care, lost income, and daily living expenses for decades to come.
The Difference a Plan Makes
No plan leads to bad outcomes
Without a Plan
Reactive. Eroding. Finite.
- Lump-sum sitting in low-yield savings
- No tax strategy
- No plan for medical costs
- Lifestyle spending eats principal
- Money depleted quickly
With a Plan
Strategic. Compounding. Lasting.
- Customized solution for your life
- Tax-efficient from day one
- Medical & future expenses planned
- Structured income keeps principal
- Money working for decades
Our Approach
A proven 4-step process
From first conversation to lifelong stewardship.
Discovery & Needs Analysis
A comprehensive review of your settlement terms, immediate needs, long-term care requirements, tax situation, and financial goals.
Custom Plan Design
Using the full range of financial instruments, we build a personalized plan that balances liquidity today with security tomorrow.
Implementation on Altruist
Your plan is implemented on the Altruist institutional platform — transparent, secure, and accessible to you at any time.
Ongoing Management
We monitor and rebalance as life evolves, with regular reviews and 24/7 account access.
Let's protect what you earned.
One conversation with us could be the difference between financial security and starting over.